Pontuação
Fidelity
https://www.fidelity.com.hk/en/
Site oficial
Índice de classificação
Influência
Influência
B
Índice de impacto NO.1
Contato
Núcleo Único
1G
40G
1M*ADSL
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Identificar o website oficial
fidelity.jp
18.164.154.14fidelity.com.hk
192.223.128.232
Genealogia
Empresas Relevantes
Resumo da empresa
| Fidelity Resumo da Revisão | |
| Fundação | 1969 |
| País/Região Registrada | EUA |
| Regulação | SFC |
| Produtos e Serviços | Fundos mútuos globais, planos de aposentadoria MPF & ORSO, soluções de investimento temático e multiativos |
| Conta Demonstrativa | ❌ |
| Plataforma de Negociação | Fidelity Online, Fidelity Aplicativo Móvel |
| Depósito Mínimo | HK$1.000/mês (Plano de Investimento Mensal) |
| Suporte ao Cliente | Telefone: (852) 2629 2629 |
| Email: hkenquiry@fil.com | |
Informações sobre Fidelity
Fundada em 1969, Fidelity é uma empresa financeira regulamentada pela SFC, oferecendo soluções de investimento internacionais. Não oferece FX ou CFDs, mas concentra-se em fundos mútuos, planos de aposentadoria (MPF/ORSO) e estratégias temáticas.

Prós e Contras
| Prós | Contras |
| Regulado pela SFC | Sem conta demo ou conta islâmica (livre de swap) |
| Ampla seleção de fundos mútuos e soluções de aposentadoria | Taxas relativamente altas |
| Estrutura de taxas escalonadas beneficia investidores com saldos altos | |
| Tempo de operação longo | |
| Vários tipos de conta |
Fidelity é Legítimo?
Sim, Fidelity é regulado. É autorizado pela Comissão de Valores Mobiliários e Futuros (SFC) de Hong Kong com uma licença de Negociação em contratos futuros. O número da licença é AAG408.

Produtos e Serviços
Fidelity oferece fundos mútuos globais, planos de aposentadoria (MPF & ORSO) e investimentos temáticos para atender aos objetivos financeiros dos investidores. Eles oferecem criação de renda, investimento sustentável e estratégias multiativos.
| Produtos & Serviços | Característica |
| Fundos Mútuos | Fundos globais em várias moedas e classes de ativos |
| Investimento Temático | Investimentos de longo prazo com base em tendências globais e temas de inovação |
| Soluções Multiativos | Portfólios diversificados combinando diferentes tipos de ativos |
| Investimento Sustentável | Focado em estratégias de investimento ESG e responsáveis |
| MPF (Fundo Providencial Obrigatório) | Fundos de aposentadoria adaptados a diferentes perfis de risco e renda |
| ORSO (Ordenança de Esquemas de Aposentadoria Ocupacional) | Planos de investimento de aposentadoria patrocinados pelo empregador |
| Estratégias de Renda | Opções de investimento globais focadas em renda |
| Investimentos com Foco na Ásia | Fundos que visam oportunidades de crescimento nos mercados asiáticos |

Tipo de Conta
Fidelity oferece quatro tipos de contas ao vivo: Investidores Pessoais, membros do MPF/ORSO, Intermediários e Investidores Institucionais. Não há contas de demonstração ou contas islâmicas (sem swap) disponíveis.
| Tipo de Conta | Adequado para |
| Investidores Pessoais | Indivíduos que gerenciam seus próprios investimentos |
| Contas MPF / ORSO | Funcionários e empregadores sob os esquemas de aposentadoria de Hong Kong |
| Intermediários | Consultores, gestores de patrimônio, consultores financeiros |
| Investidores Institucionais | Instituições como fundos de pensão, empresas e escritórios de família |
Taxas do Fidelity
As taxas do Fidelity seguem uma estrutura escalonada - quantias de investimento maiores têm taxas mais baixas, enquanto investimentos menores enfrentam taxas mais altas. No geral, sua estrutura de custos é moderada a alta pelos padrões da indústria.
| Método de Investimento | Tipo de Taxa | Saldo do Investimento (USD) | Recursos em Dinheiro | Recursos em Títulos | Recursos em Ações e Outros |
| Investimento Único | Taxa de Venda | ≥ 1.000.000 | 0,00% | 0,30% | 0,60% |
| 500.000 - <1.000.000 | 0,45% | 0,90% | |||
| 250.000 - <500.000 | 0,60% | 1,20% | |||
| 100.000 - <250.000 | 0,75% | 1,50% | |||
| 50.000 - <100.000 | 1,05% | 2,10% | |||
| <50.000 | 1,50% | 3,00% | |||
| Taxa de Troca | ≥ 1.000.000 | 0,10% | - | ||
| 500.000 - <1.000.000 | 0,15% | - | |||
| 250.000 - <500.000 | 0,20% | - | |||
| 100.000 - <250.000 | 0,25% | - | |||
| 50.000 - <100.000 | 0,35% | - | |||
| <50.000 | 0,50% | - | |||
| Plano de Investimento Mensal | Taxa de Venda | <HK$20.000/mês | 1,00% | - | - |
| ≥HK$20.000/mês | 0,00% | - | - |
Plataforma de Negociação
| Plataforma de Negociação | Suportado | Dispositivos Disponíveis | Adequado para |
| Fidelity Online | ✔ | Web (PC, Mac) | Investidores de longo prazo gerenciando carteiras online |
| Fidelity Mobile App | ✔ | iOS, Android | Investidores que precisam de acesso à carteira em movimento |

Depósito e Retirada
Fidelity não cobra taxas adicionais para métodos padrão de depósito ou saque. No entanto, podem ser aplicadas taxas bancárias ou intermediárias, dependendo do método utilizado. O depósito mínimo é de HK$1.000 por fundo por mês para Planos de Investimento Mensais; não é especificado um mínimo para investimentos em montante fixo.
| Método de Pagamento | Valor Mínimo | Taxas | Tempo de Processamento |
| Transferência Telegráfica | / | Taxas bancárias/intermediárias | Após o recebimento dos fundos compensados |
| Pagamento de Conta HSBC (Internet Banking) | / | ❌ (exceto taxas de agente) | Imediato |
| Ordem Bancária / Cheque Bancário | / | Tarifas bancárias do agente | |
| Débito Direto no Mesmo Dia HSBC / Hang Seng | / | ❌ (fundos insuficientes podem incorrer em taxas bancárias) | |
| Cheque Pessoal (HK compensado) | HK$1.000.000 ou menos | ❌ | |
| Cheque Pessoal (não compensado em HK) | / | Podem ser aplicadas taxas de cobrança | Após a compensação |

Perfil da companhia
- Mais de 20 anos
- Japão Regulamento
- Hong Kong Regulamento
- Licença de Forex a retalho
- Negociação de contratos futuros
- Autopesquisa
- Risco potencial alto
Wiki Perguntas & Respostas
Considering recent reviews and your own evaluation, how would you assess the legitimacy of Fidelity?
Based on my thorough evaluation and recent observations, I consider Fidelity to be a legitimate financial institution with a strong regulatory standing. My confidence primarily comes from the clear regulatory oversight by the Securities and Futures Commission (SFC) in Hong Kong, where Fidelity holds a valid license for dealing in futures contracts. I find this particularly important because SFC is recognized for its stringent regulatory requirements, which directly enhances investor protection and operational transparency. Fidelity’s established presence—having been active for over two decades in both Japan and Hong Kong—also contributes to my trust. Over time, I’ve learned that longevity and continued regulatory compliance are strong indicators of a broker's legitimacy and commitment to fair practices. Furthermore, I appreciate Fidelity’s focus on diverse, long-term investment products like mutual funds, retirement schemes (MPF/ORSO), and multi-asset strategies, rather than more opaque instruments like FX or CFDs. This minimizes product complexity and reduces potential conflicts of interest. However, I have noted that there is no demo or Islamic (swap-free) account available, and the fee structure can be relatively high for smaller investment balances. While these factors do not compromise legitimacy, they do require careful consideration for prospective investors. Overall, in my experience and judgment, Fidelity demonstrates the hallmarks of a reputable, strictly regulated firm. I advise anyone interested to review its product scope and fee terms diligently before committing funds.
Can you outline the particular advantages Fidelity offers in terms of its trading instruments and the way its fees are structured?
From my own experience as a trader who values transparency and regulatory oversight, Fidelity stands out primarily for its credibility and specialization. Unlike many brokers focused on forex or CFDs, Fidelity’s main strengths lie in its broad selection of mutual funds, retirement schemes like MPF and ORSO, and thematic, multi-asset investment options. For me, this means I access a range of global opportunities across asset classes, with a particular emphasis on structured, long-term growth and risk diversification. The range of sustainable and Asia-focused funds, for example, provides strategic tools for investors keen on either regional growth or ESG values. The fee structure at Fidelity, while on the moderate to high side by industry standards, employs a tiered system that rewards higher balances with lower relative costs. In my view, this is significant because for larger, more committed investors, the decreasing marginal fees can make strategic allocation more efficient over time. However, for those starting with lower capital, it’s important to be aware that relative charges will be higher, which calls for careful weighing of investment size versus cost. There are no hidden deposit or withdrawal fees from Fidelity itself, though standard bank fees may apply—this clarity is something I have come to value as it helps with accurate planning and avoids unexpected costs. While the lack of demo or Islamic accounts limits accessibility for some groups, the trade-off is access to mature, regulated services ideal for investors looking for global portfolio solutions rather than speculative trading.
Is it possible to trade particular assets such as Gold (XAU/USD) and Crude Oil through Fidelity?
Drawing on my first-hand experience and after closely examining Fidelity’s current range of services, I can confirm that trading specific assets like Gold (XAU/USD) and Crude Oil directly through Fidelity is not an option. From what I’ve observed, Fidelity focuses its offerings on mutual funds, retirement investments such as MPF and ORSO, and thematic or multi-asset solutions. While these products may include some exposure to commodities within diversified portfolios, the platform does not allow for direct speculative trading in individual commodities, spot metals, or CFDs commonly associated with forex brokers. This distinction is crucial for traders who, like me, prefer hands-on approaches or real-time trading of instruments like XAU/USD or oil. Fidelity’s business model is set up for long-term wealth management and investment objectives, regulated by strong oversight such as the SFC in Hong Kong, which reassures me about their compliance and safety standards. However, for direct commodity trading—especially with a focus on short-term price movements or leverage—I would seek a specialized broker that offers such instruments as standalone tradable assets. It’s essential to be clear about your trading goals and risk tolerance when choosing a broker. For those interested in direct access to precious metals or energy commodities, Fidelity’s platform may not be suitable for this need. Instead, it serves investors looking for broader, more diversified, and regulated investment solutions rather than active commodity trading.
Can I trust Fidelity as a secure and reputable broker for my trading activities?
In my experience as a trader, evaluating a broker like Fidelity comes down to regulation, longevity, transparency, and the products offered. From what I’ve found, Fidelity is regulated by the Securities and Futures Commission (SFC) in Hong Kong, and has a license for dealing in futures contracts. It also has a presence in Japan with relevant local regulation, and its parent company has been operating globally since 1969. For me, this level of oversight and history is a positive indication of operational security, as regulatory bodies like the SFC enforce strict compliance measures on client protection and company conduct. However, as a trader, I have to note that Fidelity does not actually provide forex or CFDs; instead, their focus is on mutual funds, retirement schemes, and themed multi-asset investment solutions. For someone like me looking for active forex trading or speculative products, Fidelity isn’t an appropriate fit. Their fee structure is transparent but tends to be moderate to high unless you are investing large sums, which could impact returns for those with smaller portfolios. Based on its regulatory status and long-standing reputation, I consider Fidelity trustworthy in terms of security and legitimacy for long-term, investment-focused strategies. But if your interests are in active forex or short-term leveraged trading, Fidelity’s offerings are simply not suitable. For conservative investors prioritizing regulation and stability, Fidelity meets the high standards I would look for.
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