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In my experience as a trader assessing U.S. Bank, I’ve found that the broker primarily operates as a traditional banking institution rather than a specialized forex broker. Their platform—the proprietary U.S. Bank app—facilitates conventional banking transactions such as checking, savings, CDs, and wealth management, but it does not emphasize trading-focused withdrawal methods or instant payment solutions common to specialized brokers. When it comes to withdrawals, while the app claims to offer 24-hour service, there is no evidence that immediate or instant withdrawal methods tailored to trading, such as e-wallets or rapid card withdrawals, are available. Instead, transactions likely rely on standard banking processes, which can introduce delays due to settlement periods and internal compliance checks. This is typical for banks where regulatory controls and security verifications contribute to processing times, particularly for larger transactions. The absence of regulatory oversight is a significant concern for me. Without regulation, transparency around transaction speed, fees, and dispute resolution is limited. I always prefer clear, regulated terms when it comes to withdrawing my funds. For anyone prioritizing immediacy of fund access, these factors suggest U.S. Bank may not meet expectations for instant withdrawals. As always, I recommend confirming with the bank directly and only using prudent sums, especially given the noted high potential risk and lack of regulatory safeguards.