As an active forex trader who evaluates brokers based on total trading costs, I approach potential overnight financing charges, or swap fees, with caution—especially since these can significantly affect long-term strategies. Regarding AI GOLD specifically, I noticed the provided information is comprehensive about their licensing, product offerings, tax policies, and transaction fees, but it does not publicly list specific swap or overnight financing rates for forex or CFD trades. From my experience, this is not unusual for Japanese FSA-regulated brokers, as they often publish this data within the trading platforms (such as MT5) or in account-specific documentation rather than on marketing pages. In practice, I always advise reviewing actual swap rates directly within the live or demo account after account creation, as they can vary by currency pair, trading direction, and current market conditions. Generally, FSA-regulated brokers like AI GOLD tend to offer overnight costs that are in line with Japan’s strict financial standards, aiming for fair client treatment, but these may not always be the absolute lowest globally—particularly when compared to aggressive offshore brokers targeting international clients. For me, knowing the broker is tightly regulated and transparent about other crucial fees gives some peace of mind, but I would never assume their overnight rates are the most competitive without verifying them in-platform or contacting customer support directly for written confirmation. In summary, while I appreciate AI GOLD’s regulatory safeguards and overall client transparency, I cannot definitively rank their swap fees without seeing real-time published rates. For anyone considering long-term or high-leverage trades, I strongly recommend checking these figures within the platform and comparing them to other brokers before making funding decisions, as even small differences can accumulate over time.