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As someone who has navigated numerous brokers over the years, I always pay particular attention to transparency around fees, especially when it comes to deposits and withdrawals. With XP Investimentos, what stands out from my research and experience is that fee details are not explicitly outlined for these specific transactions on their main information channels. While they are upfront about certain costs—such as the monthly fee for their Nelogica Profit Ultra platform and the clear structure for the XP Visa Infinite Card’s investment rebates—I have not found any concrete, public disclosure regarding hidden or undisclosed fees tied directly to deposits or withdrawals. This absence of clear information is a caution flag for me. In my own trading, I insist on full clarity before I move funds into any brokerage account, and the lack of comprehensive information here means I would proceed carefully. The broker does state international procurement fees of 0.5% to 1% in other contexts, and with their unregulated status, it’s particularly prudent to verify all costs directly with customer support before transacting. For my risk tolerance and approach, I treat any non-transparent fee structure as a potential cost, influencing my decision to commit funds. For anyone considering XP Investimentos, I strongly recommend requesting a detailed fee schedule and documented confirmation before making deposits or withdrawals, as clear communication is crucial in safeguarding your trading capital.