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From my hands-on experience and thorough examination of what HSBC offers, I found that HSBC primarily facilitates deposits and withdrawals through the Faster Payment System (FPS) and its mobile banking app, which includes options like QR code transfers and real-time settlements for certain currencies. In my review of their official fee information, I did not encounter any explicit mention of standard commission or direct charges specifically for depositing or withdrawing funds for investment or trading purposes. However, I want to emphasize that banking institutions like HSBC often have a complex fee structure. While deposits and basic transfers might typically be free—especially when using FPS or internal bank transfers—some scenarios, such as international wire transfers or currency conversions, may involve service fees or intermediary bank charges. HSBC does not advertise commission fees for these basic transactions, but users should be aware of possible indirect costs in certain situations. I always recommend carefully reviewing the current fee schedule for the most up-to-date details, as terms can evolve and individual circumstances—like account type or transaction currency—may impact whether fees apply. Caution is especially important for traders who frequently move funds internationally or across currencies, as such practices often incur less obvious costs. Personally, I make it a point to double-check for unexpected charges, even with established institutions like HSBC, to avoid surprises and manage my trading capital prudently.