From my experience and in-depth review of The Access Bank UK, I noticed that the WikiFX data does not specifically mention whether the broker offers fixed or variable spreads. As a trader, this is a critical point I always look for because the type of spread directly impacts my trading costs and risk management strategy. Given The Access Bank UK’s profile as a regulated market maker with a self-developed trading platform, my expectation is that they likely use variable spreads, which is the industry norm among regulated market makers. In my own trading, I find that variable spreads usually mean that the cost of trading can widen during periods of high volatility or around major news events. This happens because liquidity providers adjust pricing to account for uncertainty and risk, and market makers pass these changes onto clients. Even reputable, FCA-regulated brokers—like The Access Bank UK—cannot guarantee stable spreads during volatile moments, so I always prepare for higher trading costs at such times. In practice, I avoid opening new trades during major market-moving news, or I factor in possible spread widening to avoid unexpected losses. Ultimately, to be absolutely certain about the spread structure and its behavior under stress, I would contact The Access Bank UK’s support directly or review their contract specifications. Relying on official, up-to-date documentation is always my highest priority, especially with financial decisions that can affect capital.