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Based on my personal experience and review of what U.S. Bank offers, I do not believe it is possible to directly trade specific forex assets like Gold (XAU/USD) or Crude Oil through their platform. U.S. Bank primarily provides traditional banking services such as checking and savings accounts, CDs, and other typical financial products. Their portfolio includes broader investment management and wealth planning services, but there’s no concrete offering or mention of direct trading in commodities or forex pairs like gold or oil. For me as a trader, the lack of regulated brokerage services is a significant point of caution. Their app and account types focus on business and cash management, not individual asset trading. This means I would lack access to essential trading tools, leverage, spreads, or market order execution that are vital for trading instruments such as XAU/USD or Crude Oil. Additionally, the absence of valid regulatory oversight raises important trust and transparency concerns. Given their structure and offerings, U.S. Bank is best approached as a place for banking and broad investment advice, not as a platform for active traders seeking exposure to commodities or forex pairs. For anyone looking to trade gold or oil specifically, a specialized, well-regulated broker would be a significantly safer and more appropriate route.