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From the perspective of an experienced trader, what stands out to me with T&D is its clear specialization in investment management services, rather than typical multi-asset retail trading. T&D focuses on structured strategies like AXIA (Value), SOPHIA (Core-Growth), and ESG Strategy—each designed for investing in underlying companies rather than offering direct access to a wide array of forex pairs or CFDs as many retail brokers do. For traders seeking equity investment exposure through distinct approaches—such as targeting undervalued companies or prioritizing high-ESG profiles—T&D’s offerings can be appealing if they align with personal investment goals. In terms of costs, the available context does not provide a detailed breakdown of fees, spreads, or commissions commonly found with standard retail brokers. This lack of transparency makes it essential, in my view, to contact their customer support directly via their published email or review official documentation before making any funding decisions. While T&D is regulated by Japan’s FSA, which is a positive for governance and oversight, I believe the absence of upfront fee details demands a cautious approach—especially given that their model seems to be closer to asset management rather than typical self-directed forex trading. For me, understanding all associated costs is fundamental, and I would always recommend undertaking a careful due diligence process.