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Based on my careful examination of CMCU’s offering, I can say that there is no indication of a free demo account being available. As someone who values the ability to test a broker’s platform and services before making a real commitment, this is a notable drawback for me. Demo accounts are crucial, especially for new clients wishing to familiarize themselves with a broker’s systems without risking capital. I found no details suggesting that CMCU provides simulated trading environments, nor do they mention any trial period or limitations typical of demo accounts. Instead, CMCU appears to focus on a range of financial services, such as savings, loans, and travel products, rather than dedicated forex or CFD trading platforms where demo functionality is standard. Their account options—for example, transactional, savings, and business-focused accounts—are structured for actual financial management rather than practice environments. For those, like me, who consider risk management and gradual acclimation important, this lack of a demo option presents a significant limitation. Given this, I would exercise heightened caution before depositing or trading, especially without first-hand experience via a demo. The absence of a demo account also makes it challenging to evaluate potential restrictions, such as time limits or functionality caps, because such an account is simply not offered.