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From my personal experience and thorough examination of Phillip Securities Group, I found that information about deposit and withdrawal charges is not made explicitly clear in their official broker summary. The fee structure outlined focuses primarily on trading commissions, stamp duties, transaction levies, and custody fees for various asset classes, particularly equities and futures. There is no direct mention of any charges applied specifically to funding—either deposits or withdrawals—in the reference material. This absence of fee disclosure doesn't mean there are no costs involved; rather, it reflects what I see as a cautious and somewhat opaque approach to client-facing information—a trend not uncommon in longstanding, regionally regulated firms. As a trader, I always advocate contacting their customer service directly or reviewing funding instructions in your secured client area before initiating any transfer of funds. Unexpected charges—sometimes from intermediary banks or payment providers—can still surface even when a broker itself does not impose explicit fees. Given Phillip Securities Group's history and regulation under Hong Kong’s SFC, I am somewhat reassured about transparency, but I personally would not assume all deposits and withdrawals are free of charge without written confirmation. In my judgment, careful due diligence is especially warranted in this area to avoid surprises and maintain a well-managed trading account.