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Based on my careful review of CMF’s available information and my own experience with brokerages, I must note that CMF’s withdrawal process does not include instant withdrawal options. After reviewing their account funding and withdrawal details, I found that CMF allows clients to deposit funds via bank future transfer, online banking transfer, or at a bank counter. Withdrawals are performed using a 'Futures to Bank' transfer method. While these mechanisms are typical among established Chinese brokerages and are generally secure and reliable, they are subject to certain restrictions, such as a daily maximum limit and a cap on the number of withdrawals per day. In my experience, this structure is focused on security and risk management but does not facilitate true real-time or “instant” access to funds. Withdrawals, while often efficiently processed, depend on banking hours and procedures, so traders should expect a reasonable processing time rather than immediate settlement. For me as an independent trader, this highlights the importance of planning liquidity needs in advance. Given CMF’s regulatory standing and their explicit withdrawal protocols, there is a clear emphasis on stability and oversight, but traders looking for instant withdrawal options may find these facilities limited. I urge anyone considering CMF to factor this into their trading routine and always review current withdrawal terms directly before committing substantial capital.