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Based on my careful review of Specter.ai, I can say that while the platform offers a wide range of payment methods—including crypto wallets, conventional e-wallets like Skrill and Neteller, and regional services—withdrawals are not guaranteed to be instantaneous. For those of us who value fast access to funds, it's important to note that Specter.ai processes withdrawals according to the payment provider’s speed, typically within 24 hours. The wallet account allows you to trade directly from your crypto wallet, which removes intermediary steps, but even then, the "immediacy" of withdrawals still depends on blockchain congestion and the efficiency of your chosen digital wallet. In my experience, crypto transactions can sometimes be fast, but they may also experience delays that are outside the broker’s control. I always assume there could be some processing delay, whether due to security checks or payment provider limitations. For traders considering Specter.ai primarily for immediate withdrawals, my advice is to temper expectations and account for potential lag—no system is fully guaranteed to be instant. This cautious approach helps manage both financial and emotional risk, as prompt access to funds is crucial, but so is an understanding of the processes behind these transactions. As with any broker, verifying the exact withdrawal process and timeline for your preferred payment method before committing funds has been essential in my own practice.