Based on my own experience as a forex trader and after reviewing Ebury's offering, it's crucial to note that Ebury is not structured like typical retail forex brokers with tiers of individual trading accounts. Instead, their services are tailored primarily for corporate clients, institutions, and specific industries rather than individual retail traders. When I looked deeper, I found that Ebury's core account types focus on business needs: they offer solutions like global payments, business lending, mass payments, and FX risk management. From a practical perspective, the main distinctions between account “types” at Ebury are defined by the service segment. For corporates, the emphasis is on streamlining international payments, managing currency risk, and accessing business finance. For institutions, the offerings expand to include institutional solutions, global accounts, and fund financing. The underlying platform—including online portal, mobile app, and API—serves to facilitate these services with features like secure payments and transaction tracking, rather than providing standard leveraged trading accounts. One key point I always consider is regulatory clarity and transparency. Ebury does hold FCA authorizations, but their licenses are flagged as “Exceeded,” which for me is a signal to proceed cautiously, especially when considering the underlying banking and risk management mechanisms. I could not find detailed disclosures on fees or retail trading-focused account options, which reinforces my view that Ebury is best suited for businesses with international financial operations rather than for typical forex trading activities. For anyone considering Ebury, it’s essential to carefully assess whether their business-focused model aligns with your own needs as a trader or corporate entity.