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From my experience trading with DEGIRO and based on their available account features, I have not found any mention of a swap-free or Islamic account option. In the context of trading, a swap-free (Islamic) account is essential for traders who must comply with Sharia law prohibiting interest payments. After thoroughly researching DEGIRO’s official resources and considering user feedback, I have yet to see any explicit offering of this specific account type. What stands out to me is that DEGIRO primarily positions itself as a low-cost European broker, emphasizing access to global markets, minimal fees on US shares and ETFs, and a largely self-directed investment platform. Their fee structure focuses on commission and handling fees, and there is no detailed disclosure regarding overnight interest practices or a swap-free alternative. Furthermore, DEGIRO’s product set and trading conditions do not allude to differentiated account types for religious or ethical considerations, which is something I would expect to see clearly advertised if available. Given the regulatory uncertainties highlighted (such as the lack of verified regulation according to what I found), I would exercise additional caution if specific trading needs—like compliance with Islamic finance principles—are non-negotiable for you. For traders for whom a swap-free account is crucial, it would be prudent to contact DEGIRO’s customer service directly for clarification, and consider brokers with a transparent and regulated Islamic account provision if absolute compliance and peace of mind are required.