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In my experience as a trader, clarity around leverage is absolutely critical, particularly when assessing potential brokers. After carefully reviewing all details provided, I could not find any specific mention of leverage ratios offered by PNB for major forex pairs or for any other asset classes. In fact, none of the usual hallmarks of a forex brokerage—like dedicated trading leverage policies, listed spreads, or details on available trading platforms beyond the PNB Digital App—are present. The absence of published leverage information strongly suggests that PNB does not primarily operate as a leveraged forex broker. Rather, my understanding is that it functions first as a traditional bank offering financial services such as retail banking, corporate banking, remittance, and asset management. While they do offer foreign currency accounts and investment products, there is no clear evidence of leveraged trading, margin requirements, or differentiated policies for forex versus other assets that one typically encounters with properly regulated brokers. Moreover, it’s critical to highlight that PNB is not regulated by recognized financial authorities for brokerage activities. This regulatory gap considerably raises risk for anyone seeking leveraged trading. Personally, without explicit, transparent leverage terms and without regulatory oversight, I would be extremely cautious and avoid engaging in any margin trading through PNB. For those specifically seeking leveraged forex trading, I find it more prudent to consider firms with strict regulatory supervision and clear, published leverage policies.