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As an experienced trader, I approach questions about trading conditions with caution, especially when dealing with large institutions like Morgan Stanley. Based on the information available, Morgan Stanley operates primarily as a global investment bank and financial services provider, focusing on wealth management, investment banking, sales and trading, and institutional research. The WikiFX context notes its status as a market maker and its regulated presence in Canada, but it does not provide explicit details regarding typical spreads for retail forex products such as EUR/USD on a standard account. From my perspective, this lack of direct information on spreads is noteworthy. In my experience, investment banks like Morgan Stanley often serve institutional and high-net-worth clients rather than typical retail forex traders. Their spread structures, if they offer direct forex trading to individuals at all, would likely vary significantly depending on account size, trading volume, and the specific arrangements made with clients. This is different from the transparent fixed or floating spreads that are typically advertised by most retail-focused forex brokers. Given these considerations, I cannot specify a typical EUR/USD spread for a standard account at Morgan Stanley based on the information at hand. For retail traders, I would recommend contacting Morgan Stanley directly for precise trading terms, as relying on generalizations could expose you to unexpected costs or unsuitable account types. This cautious approach helps ensure you're operating with clear expectations and a full understanding of fee structures, which is crucial for responsible and informed trading decisions.