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As an experienced trader, I approached LUKFOOK JEWELLERY out of habit to review them as a potential trading platform, but my research quickly clarified that this company is categorically different from traditional financial brokers. Despite being regulated in Hong Kong with a Type B license and holding a legitimate standing under the Hong Kong Gold Exchange, LUKFOOK JEWELLERY specializes exclusively in luxury jewelry products rather than any actual trading or investment services. Their business is centered around selling jewelry and related gifts, with customer engagement structured through a multi-tiered membership system based on points from purchases. During my thorough evaluation, I found no reference—explicit or implicit—to trading accounts, investment instruments, or common fee structures associated with forex or financial platforms. Specifically, there was no mention or evidence of inactivity fees or any circumstances in which such fees might apply. Given that all “accounts” are membership levels tied to customer loyalty and shopping activity, rather than to trading or investment holdings, inactivity fees are not relevant here. For anyone approaching LUKFOOK JEWELLERY with a trading mindset, as I initially did, it’s crucial to recognize that despite their regulatory status, their offerings do not include any financial products or services where inactivity fees would be a concern. My strong recommendation is to always double-check that a company’s services align with your financial goals before proceeding.