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In my experience as an independent trader using CommBank, the typical timeframe for a withdrawal depends largely on the method chosen and whether the transaction is domestic or international. For withdrawals to another Australian bank account—either my own or a third party's—when I use their online banking or mobile app, transfers are usually processed in real time or within a few hours, thanks to their support for fast PayID and instant bank transfer systems. This has always made local fund access quite prompt for me, which is essential for managing trading liquidity and unforeseen needs. However, when I've needed to withdraw funds internationally or to an overseas bank account, processing times have varied significantly. CommBank's own fee schedule and my past transactions indicate that cross-border transfers from my account typically take anywhere from one to three business days to reach the recipient, provided all SWIFT codes and beneficiary details are correct. I have learned to account for possible delays due to intermediary banks, compliance checks, and time zone differences, especially during weekends or public holidays. I haven’t used e-wallet withdrawals through CommBank specifically, as their core offering is more traditional banking rather than direct integration with most global e-wallets. Based on my cautious approach, I always ensure funds arrive before assuming availability for further trading or investment, particularly with international settlements. This habit helps me avoid unnecessary risks or cash flow disruptions that are common if transfer times are overestimated.