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As someone who has traded with a range of regulated brokers, I always pay close attention to details about withdrawals and fund safety before committing substantial capital. With uSMART Group, I found that their withdrawal process is generally straightforward—provided one carefully follows their requirements and minimums. While there is no universal, published timeframe for how long a withdrawal takes to reach a bank account or e-wallet, I observed that the method you choose can impact speed significantly. For Singapore Dollar withdrawals, methods like eGIRO, Paynow, and FAST tend to process faster compared to international telegraphic transfers, which are common for USD or HKD. In my experience, domestic transfers can take 1-3 working days, while international or cross-border may require 3-5 business days or potentially longer if additional compliance checks are needed. One aspect I do want to highlight as a cautious trader is the importance of adhering strictly to their minimum withdrawal amounts, which are clearly specified (for example, a $50 minimum for USD withdrawals, and 400 HKD for overseas transfers). Failing to meet these can result in unnecessary delays or failed requests. I have not experienced hidden fees, but the fee structure is complex, so I always cross-reference the most current rates before confirming a withdrawal. While my own withdrawals have been timely, I must emphasize that occasional delays may happen, especially if there are additional verifications required or public holidays involved. In general, I recommend planning withdrawals with a buffer period and keeping records in case support needs to be contacted; uSMART does offer 24/5 assistance, which is reassuring. Given their MAS regulation and client funds segregation, I feel reasonably assured about fund security, but as always, I avoid keeping more funds on the platform than necessary for my active trading needs.