WikiFX

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Based on my research and experience, it’s important to clarify that UIIC is primarily focused on providing political risk insurance rather than being a conventional forex broker offering direct spot trading, swaps, or overnight financing. Their documentation and public information don’t specify the existence of swap fees or overnight financing charges typically associated with leveraged forex trading accounts. For me, this signals that any direct comparison with retail forex brokers’ swap rates would be misleading, since UIIC’s core business model does not seem to include margin trading services for individual traders. Additionally, I notice that their license is underwritten as a Market Maker by the UK’s FCA, which is generally reassuring from a regulatory perspective. However, there’s a noted “suspicious scope of business” and high potential risk flag on UIIC’s business profile, which raises further questions. I would exercise heightened caution here, particularly because public reviews cite concerns over withdrawals and deposit handling; this experience underlines the need to scrutinize not only fee structures but also the overall reliability of any financial service provider. In short, based on all available context and my analytical approach, UIIC does not publish nor likely apply traditional swap fees, so if swap competitiveness is your priority, I would look to specialized, FCA-regulated forex brokers with transparent, retail-focused trading conditions instead. Ensuring both clarity in fee structures and reliability is paramount to safeguard my trading capital.