In my experience evaluating brokers, understanding account types and their distinctions is paramount—especially with firms like Univest Securities, where transparency and oversight may be of concern. Based on what I’ve learned, Univest Securities offers both Individual and Institutional accounts. While that might sound standard, the key issue for me is the lack of clear, detailed information distinguishing these account types in terms of trading conditions, minimum deposits, leverage, fees, or other critical parameters. Given Univest Securities’ unregulated status and the warning signs regarding suspicious regulatory licensing and high potential risk, I am particularly cautious when considering their accounts. Without robust disclosures, I can’t clarify whether both offerings provide equal access to features, trading platforms, or support, or if institutional clients receive more favorable conditions. From my perspective, this opacity contrasts sharply with larger, well-regulated brokers where account-type differences—such as spreads, leverage, and support—are always spelled out. For me, the absence of transparent, published account specifications is a serious shortcoming. When a broker doesn’t provide this information up front, I see it as a potential red flag. Because there’s no regulatory authority ensuring fair dealing, I do not recommend opening either account type without careful, independent due diligence. This is not a market risk to be underestimated; the risks stem as much from insufficient disclosure as from price moves themselves. For my trading, I require clarity and protections that currently aren’t apparent at Univest Securities.