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From my careful review of GMCU's publicly available information, I haven't come across any explicit mention of undisclosed fees for deposits or withdrawals. As someone who emphasizes cost transparency in my trading and banking activities, I always look for clear fee disclosures before moving funds. GMCU states that deposits—whether in-branch, online, or through direct entry—typically do not come with explicit charges. Processing is generally same day, and there’s no evidence of hidden deductions on incoming or outgoing payments in their documentation. However, I did note that dishonour fees may apply if there are insufficient funds for a direct debit, which is a standard practice with most financial institutions. The bigger concern for me isn’t undisclosed transaction fees, but rather the caution flags around their regulatory standing and business scope. There’s also limited information about their fee structure overall, so I'd personally recommend being vigilant; I always confirm such details directly with support before committing significant funds. In summary, while there’s no direct evidence of undisclosed deposit or withdrawal fees, a cautious and confirmatory approach is essential to avoid any costly assumptions.