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In my direct experience trading with regulated brokers, and after careful review of what’s available about Phillip Securities, I have found no evidence that they offer payment methods supporting true instant withdrawals. According to multiple user accounts, Phillip Securities typically processes withdrawal requests within about 48 hours. For me, a two-day processing window is fairly standard among established, strictly regulated Japanese brokers, particularly those licensed by the Japan FSA as Phillip Securities is. Although some reviewers praised the “speedy” nature of their withdrawals, none explicitly mentioned instant payouts. This detail is important because claims of instant withdrawal often appear with less regulated or riskier brokers, not those prioritizing regulatory compliance and client security like Phillip Securities. My approach is always to question unusually fast withdrawal promises—they rarely occur with highly regulated, reputable firms, which favor thorough anti-money laundering checks over speed. In summary, while withdrawal times at Phillip Securities seem reliable and comparatively swift for a regulated entity, traders should not expect instant access to withdrawn funds. For me, the extra waiting time is an acceptable trade-off for the security and peace of mind offered by regulatory oversight.