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In my experience as a trader reviewing Fineco, I see that they offer two distinct account types—the Trading Account and the Fineco Account—which each come with notable differences that can impact trading decisions. The Trading Account has no monthly fee and charges a commission of 0.19% of the order value with a minimum of €2.95 and a maximum of €19 per trade. However, it lacks multicurrency services and customer support is limited to email. For me, the absence of diverse payment methods with this account and the lack of more direct support channels would be a concern, especially if I encountered urgent issues. On the other hand, the Fineco Account charges a monthly fee of €3.95, but it includes multicurrency features and offers customer support both by email and phone, which might be valuable for a trader who prioritizes flexibility and the ability to reach out for assistance. The commission for this account is structured differently, ranging from €19 to €2.95 per operation or asset, with the possibility of adjustment after two months. This could potentially lower costs over time, yet the initial higher fees should be considered. In both accounts, it’s important to note that Fineco does not support MetaTrader platforms and deposits and withdrawals are restricted according to account type. Personally, I approach Fineco with extra caution due to its lack of current regulation, and I would weigh these account differences carefully before committing funds.