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Chen Chen's scam

FX9681029182
Within 1 year
Unverified

Exposure

Scam Case (Part 1) In late December 2024, I met a female netizen named "Chen Chen" through MonChats. She had photos and voice clips posted there, which significantly lowered my guard against online scams. Noticing her active involvement in the crypto community, I exchanged Line contacts with her to discuss virtual currencies. Then, on January 20, 2025, when Trump was elected, Chen Chen had already predicted that Bitcoin would surge above $100,000. She advised me to buy and hold some Bitcoin. Following her suggestion, I invested $1,000 in Bitcoin—and it actually turned a profit! Grateful, I bought her a dining gift card via Line Gifts to thank her for the profitable advice. Little did I know, her real scheme was just beginning. Initially, she refused the gift, claiming we were just friends and that she hadn’t done much. She told me to save the money and treat her to yakiniku (Japanese BBQ) someday if I made more profits. Her words left a deep impression on me. As someone who hates owing favors, I kept thinking about repaying her kindness later. She then introduced me to the "Onion Ring Cryptocurrency" community, joking that its members were unserious but friendly and eager to share money-making tips. Without suspicion, I joined and interacted with them, occasionally receiving updates on Bitcoin’s rise. Chen Chen also advised me to buy EC Platform’s dual-currency wealth management products during Bitcoin’s dip. After some consideration—and coincidentally receiving a bank loan offer—I asked Chen Chen to calculate the potential returns if I invested the borrowed funds. She estimated that the principal plus interest could be recouped in three months. Convinced, I took the loan and made my first EC dual-currency investment (Bitcoin & USDT), unaware it marked the start of a nightmare. Next, she suggested I sell my U.S. stock ETFs on eToro, convert them to Bitcoin, transfer to Binance, and invest in a second round of dual-currency products. Growing suspicious, I demanded we exchange ID cards as collateral—if EC turned out to be a scam, I could at least track her down. Feigning offense at my distrust, she readily agreed, deepening my trust in her. Given our prior interactions, I dismissed my doubts and trusted this "good friend" again. For the third investment, timed during another Bitcoin low, EC Platform offered a 3% rebate for participating in their wealth management event. I consulted Chen Chen on borrowing options, comparing loan rates across banks before settling on a policy loan—withdrawing all NT$347,000 from a university-era insurance policy to reinvest. (Continued due to word limit.) The fourth investment coincided with another EC Platform promotion: a 100 USDT rebate for deposits reaching ~NT$80,000. Chen Chen guided me through buying crypto via BitoPro to qualify. The fifth and final investment topped up the fourth (which fell short of NT$80,000) with an additional NT$30,000 worth of USDT—a classic "averaging down" move. Then, things took a dark turn. In early May 2025, someone contacted me claiming they couldn’t withdraw funds from EC. Assuming it was a joke, I tried helping by reaching out to EC’s support and community managers, only to be accused of colluding with the "victim" to infiltrate and scam others. Panicked, I turned to Chen Chen, who dismissed the victim as untrustworthy and insisted I rely solely on her—she was "the police," the one in the right. My suspicions grew. On May 8, when I attempted to withdraw my EC investments, support gave me the runaround before ghosting me completely. Total losses: over NT$1 million. As an ordinary person, I lost my savings and now shoulder a massive debt. This ordeal taught me a hard lesson: even friends who joke, curse, and seem genuine can’t be fully trusted. May my story serve as a warning. Trust your own judgment when investing—not others’ platform or financial "advice." Chen Chen, if you’re reading this: I’m deeply disappointed. Your betrayal plunged me into an abyss. I still remember our yakiniku promise. I never saw it coming—never.

Original

陳陳的詐騙

詐騙案例 (上集) 我在2024年,十二月底,透過MonChats,認識一位「陳陳」的女網友,她有留照片、聲音檔在上面,所以網路詐騙的戒心,會讓你消除不少,我又看了她有活躍在幣圈,於是我跟她互換Line,交流虛擬貨幣的領域。 再來2025年01/20日,川普當選,早在川普當選時,陳陳,就預告我,接下來比特幣會飆升至十萬以上, 建議我先買一些比特幣囤著,我聽她的建議試試看,丟了一千美金在比特幣裡,結果真的賺錢了! 我懷著感恩的心,在Line禮物買了餐飲禮卷給她,感謝她的建議讓我賺錢,而她真正的佈局開始了! 她先是以好朋友的身份,拒絕收禮,又說她也沒做什麼,把錢好好留著,以後有賺錢再請她吃燒肉就好, 我銘記於心,深深記得她說的這些話。因為我很討厭欠人情,所以我一直在想日後一定要報答她。 隨後她向我介紹了,「洋蔥圈加密貨幣」這個社群,也說到裡面的人都很不正經, 暗示裡面的人很愛開玩笑、好相處、樂於分享賺錢之道, 我不疑有他,加進去裡面跟裡面的人打交道,時不時得知比特幣漲幅資訊, 而陳陳也建議我,趁比特幣跌落的時機點,買入EC平台的雙幣理財產品, 我考慮了一陣子,剛好收到銀行信貸的電話,可以向銀行借貸, 我問了陳陳,請她幫我計算拿借貸款,投資雙幣理財, 連本帶利可以獲得多少錢,她計算後,三個月便可賺回利息錢,於是我借貸了, 開始第一筆EC雙幣理財投資(比特幣&泰達幣),殊不知這是噩夢的開始。 緊接著她也建議我,把eToro上面的美股ETF賣掉,換成比特幣,轉來幣安,在申購第二筆雙幣理財, 起初我開始懷疑她是詐騙集團,於是我要求互換身份證,作為擔保,倘若我投資EC被詐騙,我能夠找得到她的人, 她假意生氣我不信任她,同時痛快的和我交換身分證,讓我更加信任她這個人, 由於前面的總總經歷,我不疑有他,再次相信了這位「好朋友」。 第三筆雙幣理財產品,同樣是在比特幣低點,剛好EC平台,釋出參加理財活動,即可獲得3%回饋, 我問她能用什麼方法借貸,這過程中問了諸多銀行比較過利率,最後選擇保單借款,把我在大學時期, 存入的34萬7千元的保單,全部借出,再次申購雙幣理財產品。 由於文字限制,接續上集的內容。 第四筆雙幣理財投資產品,一樣是EC平台,釋出活動回饋,只要湊滿約新台幣八萬左右,即可獲得100 USDT回饋, 我再次向陳陳請教,她用幣託的方式,教我如何購買虛擬貨幣,向EC平台申購雙幣理財。 第五筆,也是最後一筆,由於第四筆的金額未達標八萬新台幣,所以我又補足了等同三萬新台幣的USDT進去, 也就是所謂的加倉。 事情開始鬼轉了,在2025,五月初時有人聯繫我,說他提領不出EC平台的資金,起初我以為他在開玩笑, 我試著幫他聯繫EC客服、EC社群管理員,結果反被控訴我跟這位受害者是詐騙集團,滲透進去內部騙人, 我急著向陳陳詢問,她叫我不要相信受害者,反而要相信她,她才是對的、是警察,我其實開始起疑了, 果不其然05/08我向EC客服提領雙幣理財產品時,客服開始話術我,到最後已讀不回、不讀不回。 我一共虧損了一百多萬新台幣,我只是一個普通人,存款沒了,還背負一百多萬的欠債, 經此一事,我算是上了一課,平常會跟你打鬧、罵髒話、開玩笑的朋友,不能夠全然相信, 希望我的故事,能讓各位引以為戒,別上當了,如需投資,相信自己的判斷,不要聽信任何人, 說的投資平台建議、理財建議。 陳陳,如果你有看到該文章,我想說,我真的很失望,你的利用,讓我跌入萬丈深淵, 說好一起吃燒肉的約定,我一直記得,沒想到,真的沒想到啊。

05-12

Taiwan

Scam

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